|THE OPERATOR OF THIS WEBSITE IS NOT A LENDER does not make credit decisions, and does not charge any application fees. This website is secured with SSL. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to connect you with a lender. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. If you are late paying your loan you may be subject to additional fees and collection procedures. Each lender has its own penalties and fees for non payment of your loan. Please read all loan documents thoroughly so that you understand what happens if you do not make payment or if you pay late. "APR" means annual percentage rate. The APR on short term loans can be extremely high. If you are connected with a lender please check the APR that the lender provides. Providing your information on this Website does not guarantee that you will be connected with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lending partners offer loans up to the advertised amount and not all lenders can provide you with the loan amount you requested. All financial terms of the loan will be provided to you by the lender. Loan terms, conditions, and policies vary by lender, state, and applicant qualifications. For details, questions, or concerns regarding your loan please contact your lender directly. In some situations, faxing may be required. TCPA Compliance: By submitting your contact information on our website GoCashLoans.com, you consent to receive direct dial as well as pre-recorded voice broadcasts. You will be given the opportunity to opt out on each call you may receive. Cash transfer times may vary between lenders and may depend on your individual financial institution. Loan repayment periods vary by lender and state. Not all applicants will meet the lending criteria to qualify for a loan. Short-term loans are not a long-term financial solution.|
1. How do I know that I've been approved for a loan?
If you've been approved for a loan, you'll be automatically redirected to your lender's website. On the lender's website, you'll be able to electronically sign for your loan, which will finalize your loan agreement. If you have questions about the loan, you can contact your lender for additional information. Please check your loan agreement before signing for your loan to ensure you understand the terms and conditions of the loan.
2. Why can't you provide specific interest rates and terms?
GoCashLoans.com is a loan-matching service, not a direct lender. Because we work with many lenders and not just one, we can't provide the exact rates and terms of your loan. Each lender offers different polices, rates, and terms when they lend, and the actual terms of your loan will depend on your personal information, including employment, income, and credit background. Only your lender can provide you with information about your specific loan terms including APR, fees, charges, and repayment period. If you've already taken out a loan and still have questions about your loan's terms and conditions, please contact your lender directly.
3. How much can I get approved for?
We work with lenders who provide short-term loans up to $1,000. Your loan amount is determined by the lender based on your individual creditworthiness, including income, and employment status, as well as other factors.
4. How fast will I receive my loan?
Once you've been approved, you can receive your loan within one business day. Some of our lenders offer same-day funding, though in most cases you'll receive overnight funding, which means you can access your loan by the next business day. Our lenders offer direct deposit services that make it extremely easy to receive your loan.
5. Is GoCashLoans a direct lender?
We are a loan connecting service, not a direct lender. We match people with money. We submit the information you provide to our lender network and attempt to match you with a lender.
6. How long do I have to pay off my loan?
There are no standard repayment terms for loans. The actual time you have to repay your funds depends on a number of factors, including state laws, your lender's guidelines, and the terms of your loan. Your lender will provide you with all the financial terms of your loan including, the due date, when you take out the loan.
7. What if I don't have the money in my bank account to pay off my loan?
If your loan due date arrives and you don't have the available funds in your bank account, contact your lender immediately. Only by discussing your repayment options with your lender will you be able to keep your loan in good standing. The options available to you depend on your lender, your state and local laws and other factors.
8. What information do I have to share in order to register with gocashloans.com?
You will be asked to provide banking, employment and some personal information. This information includes, but is not limited to your name, address, telephone number, place of employment and/or source of regular income, driver's license number, bank account information and social security number. The third party lenders may perform a credit check or use other methods to verify the information you provide.