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How It Works


How a Go Cash Loans Cash Advance Works
Go Cash Loans makes the lending process as simple as possible for our clients. In order to receive your payday loan (also referred to as a pay day loan or cash advance) all you need to do is:
  • Read and complete our online application form (remember, there's never an application fee). It’s important that you answer each required question accurately to expedite the approval process.
  • Your loan representative may contact you within a few minutes to confirm your details and complete the processing of your application.
  • Once approved, your payday loan is directly deposited into your account overnight.
  • On your due date, the loan amount plus the loan fee will be automatically withdrawn from your account.
Requirements For A Payday Loan
Qualifying is easy. There are no credit checks and you just need to meet the following minimum requirements:
  • Currently have a job (or receive regular income)
  • Make at least $800 per month
  • Are 18 years of age or older and a U.S. citizen Have a checking account
  • Other requirements may apply
  • Even bankruptcy, bounced-checks, charge-offs and other credit problems don’t prevent you from receiving the cash advance you need.
Payment Options
There are three payment options available for you:
  1. You may pay the payday loan in full on the maturity date listed in your loan agreement.
  2. You may pay the finance fee and a portion of the principle on or before the maturity date.
  3. You may pay only the finance fee on the maturity date.